Welcome to The Profit Zone 👋
Where thousands of millionaires, CEO’s and high-performing entrepreneurs read the #1 financial newsletter on the web.
👉 Are Stocks Overvalued? Lets Break It Down 📈
👉 Budgeting is Boring: 3 Tips To Make Budgeting More Fun 😃
👉 The #1 Portfolio Management Tool: Find Out Why Financial Advisors Are Getting Replaced 🧔♂
👉 NEW Referral Program: Refer Your Friends For Bonuses ✅
“I’m not emotional about investments. Investing is something where you have to be purely rational and not let emotion affect your decision making — just the facts.”
Are Stocks Overvalued? Lets Find Out
The U.S. stock market, more specifically big-cap stocks, is experiencing a boom driven by momentum and AI enthusiasm, all the while the outlook on the economy is getting worse.
The July employment report showed only 73,000 jobs added, with prior months revised downward, signaling a rapidly deteriorating labor market.
GDP growth is sluggish at 1.75% annualized for the first half of 2025, far below the previous year's 2.7%.
Trump’s tariffs are increasing costs, with the producer price index jumping 0.9% in June, acting as a significant tax burden on consumers and companies and slowing growth.
The residential real estate market has stalled due to rising housing prices and 6.7% mortgage rates, putting a strain on affordability.
Despite expectations of the Fed’s rate cuts, the 10-year Treasury yield remains steady at ~4.3%.
The S&P 500’s price-to-earnings ratio has also hit a high of 30, driven by stock prices outpacing earnings growth, a level we have not seen since the dotcom bubble.
This suggests stocks are overvalued, making bonds a more attractive investment in the near future.
But that isn’t to say don’t buy stocks right now.
Just be a bit more aware of what you’re buying and what price you’re buying it for.
Missed the Market’s Big Moves?
The market moves fast - we make sure you don’t miss a thing.
Elite Trade Club delivers clear, no-fluff market intel straight to your inbox every morning.
From stocks to big-picture trends, we cover what actually matters.
Join 100,000+ readers who start their day with the edge.
3 Tips For To Make Budgeting More Fun
Lets face it, budgeting is boring. But it’s something we all have to do if we’re going to be investing for our futures.
No budget = no money to buy assets.
And that results in a world of trouble.
Here are 3 ways to make budgeting more fun that you may not have thought of.
With some examples of budgeting tools you can use.
1) Reward Yourself
If you have a reward or treat to look forward to, you’ll trick yourself into enjoying budgeting.
Here are some simple steps you can take to treat yourself for staying under budget:
Pick something you love. It could be anything. Food, clothes, ice cream, a movie or anything that comes to mind.
Set parameters for when you deserve your reward. Example: get rewarded for each month you stay within your budget. Alternatively, you can make this so that you get a reward every week, but don’t make it too often.
Set a spending limit for your reward. And yes, your reward should fall within your budget. It may sound crazy to add another line item to your budget, but the act of budgeting itself will save you more money than the reward you pick (as long as it’s small).
2) Identify Your Goals
Being told to do something is the worst.
But what if you “told” yourself to budget “because” you had a goal you wanted to reach.
If you identify your goals early on and recognize that budgeting is the way to get there, you can make the art of budgeting far more fun.
For example:
A financial goal you want to achieve this month is to pay down an additional $200 of debt. It doesn’t have to be massive goals (like buying a house), it can be smaller, monthly goals that you want to achieve.
In turn, this will keep the momentum going, as you keep checking off milestones along the way.
You can also set larger more significant goals for yourself, but realize that these take more time to achieve.
3) Don’t Punish Imperfection
Perfection is the enemy. Nothing (and nobody) can ever be perfect.
Especially when it comes to a budget.
I’ve been budgeting for as long as I can remember, and there are months when I come in WAY over budget. But there are other months where I come in much lower.
It’s a rollercoaster, but the important thing is that you have a target in place.
This will keep you subconsciously more in line with your goals, and will benefit you in the long run.
Budgeting Tools
YNAB - designed for users to plan ahead for their financial decisions, rather than track past transaction. Automatically link your credit, checking and savings accounts and the app will tell you how much of your income should go to your respective categories.
Goodbudget - based on the envelope budgeting system, in which you can portion out your monthly income towards specific spending categories.
PocketGuard - a zero-based budgeting system that allows you to connect your credit, checking and savings account. Then you provide your monthly income and spending categories and the app will show you a detailed view of whats coming in and going out.
See you in the next one!
Dividend investing isn't about hunting down the highest yield,it's about backing businesses that actually grow profits year over year.
— #THE DIVIDEND DOMINATOR (#@TheAlphaThought)
4:56 PM • Aug 10, 2025
Did you enjoy this newsletter?
The #1 Portfolio Management Tool On The Market
Managing your own portfolio can be difficult, if you don’t have the right tools.
What if I told you that there is a platform out there that acts as your own personal financial advisor, without the high cost that comes with it?
Introducing Snowball Analytics, the one-stop-shop for all things portfolio management.
1) Built-in Stock Screener - filter out the junk and start focusing on quality that moves the needle. You don’t have time to be looking at bottom-feeder companies.
2) Portfolio Allocation - set your target allocation and let Snowball determine if you’re in line. Then sell positions or add to others to get back to your targets. Most people have no idea how overexposed they are to certain stocks in their portfolios.
3) Communities - need ideas for what to invest in? Other users can share their portfolios and strategies, and you can get an inside look at what everyone else is buying.
4) Projection Tool - do you want to hit a specific $ milestone? Lets say the big $1M mark. Use Snowball’s built in projection tool to tell you how long it will take to reach that goal. Input your monthly contributions, growth rates, and expected inflation and it will tell you exactly when you’ll get there.
This is just the tip of the iceberg. There are so many other features this platform offers that will help you on your investing journey.
Click below to create an account and find out why Snowball is replacing financial advisors one at a time.
Use code “dividenddomination” for 10% off your plan.
Disclaimer: The publisher does not guarantee the accuracy or completeness of the information provided in this page. All statements and expressions herein are the sole opinion of the author or paid advertiser.
Dividend Domination Inc. is a publisher of financial information, not an investment advisor. We do not provide personalized or individualized investment advice or information that is tailored to the needs of any particular recipient.
THE INFORMATION CONTAINED ON THIS WEBSITE IS NOT AND SHOULD NOT BE CONSTRUED AS INVESTMENT ADVICE, AND DOES NOT PURPORT TO BE AND DOES NOT EXPRESS ANY OPINION AS TO THE PRICE AT WHICH THE SECURITIES OF ANY COMPANY MAY TRADE AT ANY TIME. THE INFORMATION AND OPINIONS PROVIDED HEREIN SHOULD NOT BE TAKEN AS SPECIFIC ADVICE ON THE MERITS OF ANY INVESTMENT DECISION. INVESTORS SHOULD MAKE THEIR OWN INVESTIGATION AND DECISIONS REGARDING THE PROSPECTS OF ANY COMPANY DISCUSSED HEREIN BASED ON SUCH INVESTORS’ OWN REVIEW OF PUBLICLY AVAILABLE INFORMATION AND SHOULD NOT RELY ON THE INFORMATION CONTAINED HEREIN.
Any projections, market outlooks or estimates herein are forward-looking statements and are inherently unreliable. They are based upon certain assumptions and should not be construed to be indicative of the actual events that will occur. Other events that were not taken into account may occur and may significantly affect the returns or performance of the securities discussed herein. The information provided herein is based on matters as they exist as of the date of preparation and not as of any future date, and the publisher undertakes no obligation to correct, update or revise the information in this document or to otherwise provide any additional material.
The publisher, its affiliates, and clients of the publisher or its affiliates may currently have long or short positions in the securities of the companies mentioned herein or may have such a position in the future (and therefore may profit from fluctuations in the trading price of the securities). To the extent such persons do have such positions, there is no guarantee that such persons will maintain such positions.
Neither the publisher nor any of its affiliates accept any liability whatsoever for any direct or consequential loss howsoever arising, directly or indirectly, from any use of the information contained herein.
By using the Site or any affiliated social media account, you are indicating your consent and agreement to this disclaimer and our terms of use. Unauthorized reproduction of this newsletter or its contents by photocopy, facsimile or any other means is illegal and punishable by law.
